That's Miserliness.
Some of the disadvantages require you to make a self-control roll to resist their effects.
Like Miserliness. You have to make a self-control roll to spend money.
The higher the control roll number, the less often you resist and the more the disadvantage is worth.
“She'd become a governess. It was one of the few jobs a known lady could do. And she'd taken to it well. She'd sworn that if she did indeed ever find herself dancing on rooftops with chimney sweeps she'd beat herself to death with her own umbrella.”
― Hogfather